Refinancing is something you can consider if you’d like to lower your monthly housing payment, or take cash-out of your home for home improvements, debt consolidation, etc.  It’s important to remember, than in the state of Texas, a homeowner cannot access more than 80% of their home’s value in the form of a home equity loan.

Refinancing is not for everyone, so it’s important you consider many factors before taking the step to refinance. When working with me, we’ll create a Total Cost Analysis where we review all costs associated with refinancing and your future plans with your home to make sure refinancing aligns well with your overall financing goals.